"TomTom = Total Tosser "
** CTP insurance is effectively a government license for drivers to main and
kill without facing the financial consequences.
CTP coverage cannot be denied to any licensed driver, no matter how bad that
driver's record becomes - even if he/she has killed people while drunk
driving etc.
Plus - an injured person ( or dependant of a deceased) must find a lawyer
and sue the insurer in order to get one dime - in reality only a small
fraction of the harm done to people by road accidents is ever compensated by
CTP insurance payouts.
> The would-be litigant must sue the insured tortfeasor, not the insurer.
** In practice - one has to sue the CTP insurance company covering the
particular driver. They will have a firm of lawyers contracted to them to
make sure that task is as slow, difficult and expensive as possible for the
injured party.
...... Phil
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