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Subject: Re: Bank wants "mistaken" deposit back Posted on: Fri, 16 May 2008 13:50:02 +0000 (UTC)

In news:msrq24hcte0kvmhof08d44jo81he01knn8@4ax.com,
jag@nowhere.com typed:
> Maybe I've got too much time on my hands but........
>
> Just got a letter from my bank saying;
>
> "We have been advised by ANZ BANK that the above deposit was credited
> to your account in error. Accordingly, ANZ BANK has requested us to
> refund this amount to them so that they may in turn refund their
> client.
>
> To enable us to comply with this request, we require your authority to
> reverse the amount from your account.
>
> Please give your authority by completing and signing the eclosed
> authority and returning it to us in the enclosed Reply Paid envelope
> or by facsimile to ............"
>
> They include a screen dump of a computer screen with my name on top
> and a dated entry with the "error" deposit. They also include a typed
> authority......
>
> "To Whom It May Concern
>
> I/we__________________________________________
> having authorityto operate on account number xxxxxxxxxxxxxxxxxx in the
> name of MISSPELT give consent to "bank" to debit this account with
> the amount of "carton of beer" representing a refund of an amount
> credited in error on "2 months ago".
>
> ..... and a window envelope with Postage Page (not Reply Paid XX)
>
> It looks genuine enough on apparently official stationery and my name
> and account details on it.
>
> But, I'm feeling slightly playful (and I don't like the ANZ blood
> sucking vulture parasite vermin that they are). But I need to be nice
> to the Bank that is my account keeper. And of course I've got no
> problem returning money that's not mine, but if I can get some payback
> in the meantime, well that's a bonus.
>
> It's a small amount so I'm curious firstly why at the apparent
> request of the ANZ BANK, my bank has typed a 3 page document to me
> after searching for my account details.
>
> Are they doing it for free, simply because the ANZ asked them to? Yeah
> right, Is the ANZ doing it for free for their "client", yeah
> right!!.... when the priggs charge me $35 for being 1 day late with
> $4.95 on an ANZ card payment!!!
>
> I don't yet have the account statement from my bank that details
> the error deposit, (they're 6 monthly), so obviously I'd need to check
> that it did in fact happen first.
>
> So I'm thinking of simply acknowledging their letter, stating that I
> do not have any bank statements which verify the deposit but would be
> happy to refund any error following payment of a $35 investigation and
> processing fee.
>
> Since I do not have the verification at hand, I need to search it out
> and confirm before I authorise anyone to take money out of my account.
>
> Comments, ideas suggestions ????


Plead insanity.