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Subject: Re: Terms, Conditions, Fees and Charges Posted on: Sat, 17 May 2008 21:23:00 +0000 (UTC)

In news:1hfu24heeo77b0305ivvc6igp01hm23fek@yarwho.com,
Snapper typed:
> Whenever you see those ads for 10 years interest free, the voiceover
> guy says something like "terms, conditions, fees and charges apply"
> in rapid fire talking.
>
> Now, why do they say this? ie. what differentiates terms and
> conditions or fees and charges? What is the difference between a
> "fee" and a "charge", for example?

Legally, none. They are simply terms for particular conditions under which
the seller will deal with customers.