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Subject: Re: RTA who is liable Posted on: Fri, 14 Mar 2008 08:21:10 -0000


"ntvl" wrote in message
news:pO2dnUUIXLHGJkranZ2dneKdnZydnZ2d@bt.com...
>
> "Adrian" wrote in message
> news:fr8d1s$a4l$1@registered.motzarella.org...
>> ntvl ("ntvl" ) gurgled happily, sounding much like
>> they were saying:
>>
>>>>> So you see I cant claim anything off my insurance. Thats why I see no
>>>>> point in telling them about an accident where there is no one to claim
>>>>> off, as you say, they can and do make all sorts of excuses, any excuse
>>>>> will do them to hike up the price of your insurance.
>>
>>>> You might like to read the Ts&Cs you agreed to when you took out that
>>>> insurance.
>>
>>> I have read them, my policy covers the insurer against having to pay for
>>> any damage to my car even if its written off :)
>>
>> Now read the bit about you being required to tell them.
>>
>>> As a matter of interest, how can they find out I was in an accident and
>>> I do not tell them?
>>
>> Given that it's been reported to the police, who have been investigating
>> - and almost certainly contacted your insurance as a part of that - I
>> don't think that's exactly a difficult question to answer, do you?
>
> They wouldnt need to contact my ins co, I had to produce my ins cert and
> licence at the police stn.

The police routinely check that the insurance certificate is kosher. I was
on a jury in a case where the police did just that and discovered that the
insurance certificate was not (actually on a genuine certificate, but part
of a stolen batch).