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Re: Times: Homes at risk as banks seek more security for credit card debt Posted on: Sat, 22 Mar 2008 21:52:44 +0000

On Sat, 22 Mar 2008 20:24:11 GMT, "Lord Turkey Cough"
wrote:


>>>It's totally wrong.
>>>
>>>You paid the higher charges because it is unsecured and then
>>>appaerently they can secure it on you home.
>>>A complete con.
>>>
>>
>> On the contrary.
>>
>> All the borrower has to do is keep to the terms the loan was taken out
>> on, IE keep his mortgage payments up to date.
>
>Err no it is not a mortage. It is an unsecured debt.

Ok. So ...

All the borrower has to do is keep to the terms the loan was taken out
on, IE keep his payments up to date.
>
>>
>> If he breaks that contract, the contract is, well ...
>>
>> Broken.
>
>Yes, but the good thiing is it was an unsecured loan,
>hence he paid higher interest than on a secured loan.
>If he breaks the contract he ends up with a bad credit rating,
>thats all.

You don't imagine that the secured loan they *may* offer him will be
on standard terms, or the terms that they would have given him if his
accounts with them were in good standing ?

DG
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