In message <64pjloF2cgppfU1@mid.individual.net>, joe
writes
>Alex Heney wrote:
>
>> On 23 Mar 2008 17:34:48 GMT, "joe"
>> wrote:
>>
>> > Cynic wrote:
>> >
>> >> > Please try not to be so stupidly arrogant. Very many low earners
>> in >> > the socially divisive Britain brought about through almost
>> eleven >> > years of Blairism DO NOT GET A CHOICE!
>> >>
>> >> Of course they do. Every legal resident of the UK is able to get a
>> >> bank account of some description. If they do not have one, that is
>> >> their choice.
>> >
>> > http://www.moneymadeclear.fsa.gov.uk/pdfs/bank_accounts.pdf
>> >
>> > The Co-op offer basic accounts (Cashminder) to everyone except those
>> > with info on their credit file about fraud. They offer a debit card
>> > (can be used for online shopping), you can set up direct debits on
>> > the account & get your salary paid into it.
>>
>> Which still isn't everyone.
>>
>> It is almost everyone. I am quite sure that MM's claim that "very
>> many" people can't get one is wrong (depending of course on your
>> definition of "very many"), but I am certain there are a significant
>> number who can't.
>
>I am perfectly ok with that, I am aware it is not everyone, but the
>claim, if you remember, was 1 in 12 of all households, which is
>obviously not true. 1 in 12 of very low income household, is the claim
>now being made.
>Not one person has claimed the number to be 0, just not the 1 in 12.
>It is the way of usenet, to try to narrow arguments into splinters to
>prove a point, (IYKWIM) The point under discussion was 1 in 12 of all
>households, and has turned into a very low number of people cannot get
>an account because they have bad debt problems, bankrupts, or they have
>been convicted of fraud, or they have no home. I am ok with that
>assertion.
The statistics for people without bank accounts were not assertions of
people on this group, nor was the survey limited to the lower social
groups and therefore haven't changed by anything that has been said on
this group. It hasn't turned into "a very low number" at all, even
within those groups you mention, and even then they are examples of
groups who have trouble opening accounts which does not constitute
everybody without an account..
>
--
Mike_B |