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Subject: Re: Times: Homes at risk as banks seek more security for credit card debt Posted on: Wed, 26 Mar 2008 09:24:47 GMT

In message , John Anderton
writes
>On Tue, 25 Mar 2008 08:00:21 GMT, Mike_B
>wrote:
>
>>In message <4cagu3d35po91pnvhhetconnbsti4r79v7@4ax.com>, John Anderton
>> writes
>t
>>>
>>>ITYM : once some people start actually read things like "terms and
>>>conditions" and "small print" when taking out a loan (aka "debt")
>>>
>>
>>I'll have to read them myself as well, as I've never seen any that tell
>>you can potentially lose your home by not paying that credit card they
>>sold you to help you get a holiday this year.
>
>They won't explicitly tell you that you can lose your home. They
>*will* tell you that you have to pay the money back and can be forced
>to do so. You're expected to join the dots and realise that being
>forced to do so could involve selling any assets you have including
>your home.


And yet with a secured loan I am not expected to join the dots as they
are legally obliged to spell out the potential loss of my home as being
a consequence. You don't think this causes people to view the two very
differently?

--
Mike_B