On Fri, 10 Oct 2008 12:03:00 +0100, Kelly1975
wrote:
>
>Hi all,
>
>I was wondering if anyone knew the answer to this issue I have!
>
>I was happily sat in my mums living room today when someone banged on
>the door I answered it to find the "gentleman" I bought my car from
>stood there.
>
>Back in September 2007 I acquired a car from a garage that my cousin
>works for, I saw a car there that was perfect for my work (taxi driver)
>and came to an arrangement with the owners of the garage to pay £200 per
>month by cheque until the car was paid for (£2000 in total), In February
>2008 I had a fall and detatched my wrist from my arm (totally broken)
>and rendered me unable to work as the city council will not allow me to
>return to work until the physio clear me. Although i am able to drive I
>am not permitted to drive as a taxi driver, the story continues.......
>I obviously fell behind on the payments and now owe £680 he has told me
>that even though the car is registered in my name that does not make me
>the legal owner and he intends to "smash a window to gain access" to the
>car unless he gets £200 by the end of the month, as I am not working at
>the moment this is a impossibility.
>
>He has also said that if he doesnt do the above he will call in Debt
>Collectors and thay can legally remove the car from the road is this
>true??
>
>As a single mum and struggling to survive like most people nowadays is
>he within his rights to do the things that has been threatened above?
>
>Any answer would be gratefully received.x
Were the Garage selling the car on behalf of this guy( the owner)?
Who are you paying the money to .
Is there any written agreement ?
Anyhting else you can tell us about "the arrangement" will help I'm
sure . |